Verify Your Insurance for Rehab — Free
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What rehab costs you depends almost entirely on your plan's deductible, coinsurance and out-of-pocket maximum. For plans New York regulates, your insurer may not require preauthorization for inpatient SUD treatment at an in-network facility certified or licensed by OASAS, according to the NYS Department of Financial Services. Self-funded employer plans follow different rules. Knowing your specific coverage takes about 15 minutes and costs nothing.
How insurance verification works
When you call (347) 774-4514, a placement advisor will ask for your insurance card information (carrier name, member ID, group number) and the name of the insured. We contact your insurer's provider relations line, verify your benefits for inpatient SUD treatment, and identify the facilities in your network that have available beds. We'll give you a concrete out-of-pocket estimate — deductible remaining, co-insurance percentage, out-of-pocket maximum — before you make any decision. The call takes 15–20 minutes.
What information do I need to have ready?
Have your insurance card available. We'll need the carrier name (e.g., Aetna, BlueCross, UnitedHealthcare), your member ID number, your group number if listed, and the name of the primary insured. If the coverage is through an employer, knowing the employer name can help if the carrier isn't immediately recognizable on the card. You do not need to have decided on a program or made any commitments to call for verification.
Call (347) 774-4514 to Verify Now — 24/7
No form required. Speak directly with a placement advisor. Benefits verification is free and takes about 15 minutes.
What you'll learn on the call
- Your in-network options — which OASAS-licensed inpatient programs accept your plan.
- Your out-of-pocket exposure — remaining deductible, co-insurance %, and out-of-pocket maximum.
- Bed availability — which programs have openings in the next 24–72 hours.
- Next steps — a concrete admission plan only if you decide to proceed.
For plans New York regulates, insurers may not require preauthorization for inpatient SUD treatment at an in-network facility certified or licensed by OASAS (NYS DFS consumer guide), so admission doesn't have to wait for insurer approval. Self-funded employer plans follow different rules. Call (347) 774-4514.